Builder first financing
Construction capital from people who've built.
CBC redefines residential lending with a financing experience that's fair, objective, and reliable, for builders, developers, and investors across Greater Boston.
Ground-up
new construction
Renovation
and quick flip
Condo
developments and conversions
Ground-up
new construction
Renovation
and quick flip
Condo
developments and conversions
WHY CBC
A better way to finance construction
Builder First Financing means we have an interest in your success. It's a new standard for builders, developers, and investors used to choosing between slow local banks and expensive hard money.
Faster than a bank
Quicker decisions, less hassle, and more predictability, at much better rates than hard money lenders.
Flexible terms
More flexibility than either banks or hard money lenders, structured around your project.
Deal analytics
Easy-to-use tools that help you model costs and maximize the profitability of every deal.
%
Up To 100% financing
*As low As
%
Interest rate
48 hrs
To a term sheet
*Rates, terms, and financing levels subject to credit approval, project review, and change without notice.
EXPERIENCE MATTERS
Builders first. Lenders second.
The CBC leadership started out as residential developers, so we understand the needs of our builders better than any other lending source in the Greater Boston region. We have deep roots in the community and industry which makes us a preferred lender for many seasoned local builders.
WHAT WE FINANCE
Ground-up construction
Condo developments
Subdivisions
Renovation projects
Condo conversions
How CBC compares
Builders usually weigh a bank against a hard money lender. Here's where CBC fits.
FDIC LENDER
- 〉Extended Closing Process
- 〉Higher Credit Ratings
- 〉Appraisal Proccess
- 〉3rd Party Inspections
- 〉High Deposit
- 〉Regulatory Hurdles
- 〉Strict Personal Finance Requirements
CBC
Lending Program- 〉Fast response and turnaround time
- 〉Deep local market understanding
- 〉Solid builder relationships
- 〉Lower fees than other lenders
- 〉Profit share to align success
- 〉Deep builder roots
- 〉Consultant through the project
Hard Money Lender
- 〉Poor customer service
- 〉Not responsive & difficult to contact
- 〉High interest and points
- 〉Up-front closing costs
- 〉No alginment with builder success
- 〉Very high deposits required
FDIC LENDER
- 〉Extended Closing Process
- 〉Higher Credit Ratings
- 〉Appraisal Proccess
- 〉3rd Party Inspections
- 〉High Deposit
- 〉Regulatory Hurdles
- 〉Strict Personal Finance Requirements
Hard Money Lender
- 〉Poor customer service
- 〉Not responsive & difficult to contact
- 〉High interest and points
- 〉Up-front closing costs
- 〉No alginment with builder success
- 〉Very high deposits required
CBC
Lending Program- 〉Fast response and turnaround time
- 〉Deep local market understanding
- 〉Solid builder relationships
- 〉Lower fees than other lenders
- 〉Profit share to align success
- 〉Deep builder roots
- 〉Consultant through the project
Have a project in the works?
Tell us about your deal and get a response fast.
Have a project
in the works?
Tell us about your deal.
Get a response fast.

Builder first financing for residential construction across Greater Boston.
CONTACT
Office: 978.255.2949
76 State Street
Suite 206
Newburyport, MA 01950